How Your Family’s Health History Impacts Your Life Insurance Rates

There are hundreds of factors which might influence your eligibility for life insurance and what premiums you’ll receive. The most common is your personal medical history. The diseases, injuries, and illnesses you’ve experienced and are currently experiencing play a huge role in whether you’ll qualify for coverage and how much you’ll pay. Another important factor,.. Read More

Best Child Life Insurance Plans

Children’s life insurance stirs up strong opinions. Every family’s situation is different, so it’s ultimately a choice only the parents or grandparents can make. Below, you’ll find a comprehensive guide to both child term riders and standalone policies, plus the pros and cons of each. We also picked out the best few companies for each.. Read More

How Much Is A $25,000 Life Insurance Policy?

Not everyone needs a huge amount of life insurance, and $25,000 (or even less) could be enough to serve your needs. Buying smaller life insurance policies, especially those under $50,000, can be very cost-effective, too. Here are some sample quotes for about how much these $25,000 policies will run you, on average. Sample Rates Who.. Read More

What To Do If Your Life Insurance Application Is Declined

Life insurance provides priceless peace of mind and protection for your family, so getting declined for coverage can be a devastating feeling. While a rejected life insurance application is disappointing, there’s no need to give up hope. With a little determination and the info below in hand, you can apply again, and walk away with.. Read More

How Do You Convert Your Life Insurance?

Life insurance policy conversions take place every day. Sometimes, your best option to meet your current life insurance needs is through converting your existing policy. Referred to as conversion privilege, life insurance contracts often allow you to change to a different form of coverage without a medical exam. If your policy is nearing expiration, or.. Read More

Top 10 Reasons to Buy Life Insurance Right Now

With life insurance ads popping up on TV, the radio, and even your daily scroll through social media, you may be wondering whether or not you need to purchase a policy. Life insurance is an important purchase, but is it worth fitting into your budget right now? While young individuals with no dependents or transferable.. Read More

How to Find the Best Cremation Insurance Policy

The list of reasons people purchase life insurance is a long one. While some individuals secure millions of dollars of coverage to replace their income or pay off major debts, others seek just enough coverage to protect their loved ones from funeral expenses. With the cost of traditional funerals on the rise, many families turn.. Read More