Life insurance is an incredibly important investment which helps financially protect your loved ones in the event of your death. Because it’s so important, it’s essential you select the right type of insurance. These options not only span the range of life insurance types, including term or whole life, but also varying providers and numerous […]
Here’s How You Can Find a Lost Life Insurance Policy
Dealing with the death of a loved one is never easy. In addition to mourning, the process of administering the estate or executing the will is often difficult, time-consuming, and even uncomfortable. A major issue many people run into is a lost life insurance policy. Even though you know the policy exists, actually locating the […]
Getting Life Insurance While Pregnant? Here’s What You Should Know.
There are a lot of factors which can affect your life insurance eligibility, as well as the price of your life insurance. One of these is pregnancy. If you are pregnant while buying life insurance, you might find it affects your chances at top rates (although not always). Of course, exactly how your pregnancy affects […]
How Your Family’s Healthy History Impacts Your Life Insurance Rates
There are hundreds of factors which might influence your eligibility for life insurance and what premiums you’ll receive. The most common is your personal medical history. The diseases, injuries, and illnesses you’ve experienced and are currently experiencing play a huge role in whether you’ll qualify for coverage and how much you’ll pay. Another important factor, […]
Buying Life Insurance In Your 60’s: Is It A Waste?
Life insurance is important no matter your age. Though it’s most common for people to purchase it when they’re young and starting a new family, even aging seniors can benefit from the right policy. The key is weighing your own needs and preferences. Though life insurance benefits some seniors, it doesn’t necessarily benefit all seniors. […]
Consider No Exam Life Insurance for Divorce Settlements or Decrees
A common order in many divorce settlements is a decree which states you must provide life insurance for children or an ex-spouse. The reasoning behind this is the life insurance enables you to provide income to these dependents in the scenario you or your ex-spouse die. The problem in this situation is divorce decrees are […]
Qualifying for Life Insurance With Scleroderma
Scleroderma is a chronic disease affecting the body’s connective tissues. It’s classified as an autoimmune rheumatic disease and ranges in seriousness from very mild up to very severe. The most common symptom of scleroderma is a so-called “thickening of the skin” which is not only painful but can also lead to additional problems like problems […]
Sleep Apnea and Life Insurance
Sleep apnea is a relatively new phenomenon, at least as far as an official diagnosis goes. Just two decades ago, what we now consider sleep apnea was simply regarded by most as excessive snoring. Yet, we now know sleep apnea is more than just an annoying snoring habit. It’s a medical condition which can stem […]
How To Qualify for Life Insurance With Hypoglycemia
Hypoglycemia, also known as low blood sugar, is a common medical problem which afflicts countless people across the United States. It most often makes itself known through symptoms such as heart palpitations, shakiness, anxiety, and confusion. These symptoms vary in severity depending on how severe your hypoglycemia is. Some people only experience them mildly, while […]
How Much Should A Funeral Cost?
If you’ve never been involved with a funeral before, you might think that it’s cheap. Certainly, it can’t be that expensive, right? Wrong. Funerals regularly run in the range of a couple thousand dollars. In fact, the National Funeral Directors Association states the average funeral cost in the United States is between $8,000 and $10,000. […]