How Your Family’s Health History Impacts Your Life Insurance Rates

There are hundreds of factors which might influence your eligibility for life insurance and what premiums you’ll receive. The most common is your personal medical history. The diseases, injuries, and illnesses you’ve experienced and are currently experiencing play a huge role in whether you’ll qualify for coverage and how much you’ll pay. Another important factor,.. Read More

Lincoln Heritage Life Insurance Review

Choosing your life insurance plan shouldn’t be something that stresses you out. You should feel confident that your family will be financially protected should something happen to you. Unfortunately, picking out your plan can be a daunting task. The fear of making the wrong decisions creeps in, and all the different options can be confusing... Read More

Buy Cheap Life Insurance Online (In Just Minutes)

Buying cheap life insurance is no different than shopping for groceries or even a house in that – we want a good product for the lowest price. Fortunately, when it comes to affordable life insurance, you can have your cake and eat it, too. We will cover everything you need to know about finding a.. Read More

Split Dollar Life Insurance

Think of split-dollar life insurance as a win-win strategy between two parties. Split-dollar, when properly set up, is a mutually beneficial arrangement in which an owner and non-owner split and share a life insurance contract. Here, you will find a definitive guide to the strategy, including how and when it works, the tax implications, merits.. Read More

What Is A Collateral Assignment, And Why Do You Need One?

Life insurance is often the key to securing a loan. Frequently, lenders request a collateral assignment of life insurance as a requirement for loan approval. Why? Your bank, or lending institution, has an interest in guaranteeing the loan they provide will be paid back, regardless of your circumstances. Think of an assignment of life insurance as collateral.. Read More

Life Insurance Settlement Options

With life insurance, when the insured dies, the beneficiary receives one large payout check equal to the death benefit of the policy. But does it always have to be that way? Nope. A one-time lump sum payment is the most common, but there are quite a few different settlements options that dictate how the beneficiary receives.. Read More

Can You Get a Family Plan for Life Insurance?

Perhaps the number one reason people buy life insurance is to protect their family. Life insurance coverage provides your close family members with a financial safety net in the event you were to die unexpectedly. It enables them to continue living as if you were still around, at least financially, without worrying where the money.. Read More