It’s not exactly a walk in the park to qualify for life insurance with ovarian cancer. But it can be done. The reason is simple. Your overall risk skyrockets in the eyes of underwriters once you’ve been diagnosed with a late-blooming type of cancer like ovarian cancer. What we mean is this: ovarian cancer usually […]
Buying Life Insurance With A Pre-Existing Condition
The majority of Americans have had some kind of illness, whether acute or chronic, so the importance of their medical record is big when applying for life insurance.
At BestLifeRates.org, we can help you get approved for coverage no matter what kind of health conditions you have, or have had. To see if there's a particular disease or ailment we cover, you can see our full list of risks we cover here.
Let’s be clear right from the start: qualifying for life insurance after liver cancer is often a difficult and time-consuming process. Liver cancer is a more serious pre-existing medical condition for an underwriter to look at. It often has serious symptoms, a poor prognosis, and cannot be fully cured. Insurance writers judge these factors harshly. […]
A lot of people assume it’s impossible to qualify for life insurance after kidney cancer (aka renal cancer). Though it can be the case, it’s not always the case. Your chances of qualifying for traditional coverage are slim when compared to other factors, but it’s still possible. Kidney cancer will play significant, albeit negative role, […]
A pancreatic cancer diagnosis is a life-changing event. There’s little doubt it has altered your way of thinking forever. Along with a newfound respect for the fragility of life, you’re probably wondering what you can do to protect your family. One answer to question is life insurance. A solid life insurance policy will help protect […]
The more of a high risk applicant you are, the higher your life insurance premiums will be. This is why buying life insurance with high blood pressure can drive your premiums up. Hypertension affects life insurance directly. This is why the often discussed medical exam is so important; your health determines your premiums. During the […]
If you’ve been diagnosed with thyroid cancer, you might be wondering if you’re even eligible for life insurance at all. Life insurance companies decide who to cover by accessing their risk. In addition to overall health and lifestyle, they also strongly consider your history with disease and illness. While cancer was once a huge red […]
Are you looking for life insurance in the United States as a non-U.S. resident? Then we’ve got some good news (and some bad news) for you. Let’s start with the bad news: getting life insurance is much more difficult as a non-U.S. resident, and your options for coverage will be limited. It poses higher risks […]
If you’ve had a hysterectomy, you might wonder if you’re still eligible for life insurance. The short answer is, yes, you’re likely still eligible for coverage. However, depending on the reasons for the procedure and any associated health issues, you might receive a higher premium than normal. In very few cases, you’ll be denied life […]
It’s not always easy to qualify for life insurance coverage; health conditions like diabetes become extra hurdles you’ll need to jump over in order to get approved. This can be the case if you have a health issue like Type 2 diabetes. When a life insurance underwriter looks at certain risk factors, having Type 2 […]
Did you know only about 15% of applicants ever get the top tier rates for life insurance? High risk life insurance, also called impaired risk life insurance, accounts for an increasingly large number of those who are applying because, unfortunately, a greater percentage of Americans have a pre-existing medical history of some kind. As obesity […]