Did you know only about 15% of applicants ever get the top tier rates for life insurance? High risk life insurance, also called impaired risk life insurance, accounts for an increasingly large number of those who are applying because, unfortunately, a greater percentage of Americans have a pre-existing medical history of some kind. As obesity […]
Buying Life Insurance With A Pre-Existing Condition
The majority of Americans have had some kind of illness, whether acute or chronic, so the importance of their medical record is big when applying for life insurance.
At BestLifeRates.org, we can help you get approved for coverage no matter what kind of health conditions you have, or have had. To see if there's a particular disease or ailment we cover, you can see our full list of risks we cover here.
When it comes to buying life insurance, it’s important to consider any medical conditions you might have. Sarcoidosis, for example, can greatly affect your life insurance rates depending upon a number of factors. The inflammatory disease can even effect your eligibility for traditional coverage. That’s why it’s so important to look at the relationship between sarcoidosis […]
A pulmonary embolism is a sudden and severe medical condition. It occurs when a blood clot, usually originating in the legs, travels into and blocks one or more of the arteries in the lungs. It’s essential treatment is sought right away. When left untreated, a pulmonary embolism can cause serious damage. It can damage the […]
The name says it all – proteinuria is simply a condition characterized by abnormal levels of protein in the urine. What does this mean for those searching for life insurance? Since proteinuria is often a sign of a more serious condition like kidney damage or diabetes, it makes finding traditional life insurance more difficult. In […]
More than 6 million people around the world have been diagnosed with parkinsonism. In the United States alone, there are over 200,000 cases per year. What exactly is parkinsonism? Many of those diagnosed with the disorder are at first confused about what it is. Though Parkinson’s disease is a form of parkinsonism, the disorder also […]
Paget’s disease is an often painful medical condition characterized by enlarged and misshapen bones. Though it’s a chronic disorder without a cure, several treatments are available to reduce associated pain and help you live a normal lifestyle. When detected in its early stages, Paget’s disease is a very manageable condition. How does Paget’s disease affect […]
If you have a pacemaker, or are planning to get one soon, one question you might be wondering is “how does a pacemaker affect my life insurance eligibility?” Like most other medical conditions, finding life insurance with a pacemaker is certainly more difficult than if you’re in perfect health. Yet it’s far from impossible. Thanks […]
OCD, short for obsessive compulsive disorder, is a chronic mental condition characterized by obsessive thoughts and compulsive behaviors. One question many of those with OCD have is whether or not they are still eligible for life insurance with the condition, and if so, are they considered a high risk for life insurance? We’re here to […]
A common question of those diagnosed with nephritis is “do I still qualify for traditional life insurance coverage?” Whether you qualify for traditional coverage or not depends on the specifics of your situation. These factors also determine what rating class you’ll receive (which determines your premiums). That’s why we’re here to help. Independent life insurance […]
Searching for life insurance with myasthenia gravis isn’t exactly a walk in the park. A chronic autoimmune neuromuscular disease, myasthenia gravis causes weakness in muscles which are otherwise under your control. The condition stems from a failure in communication between the nerves and muscles. Though medications, therapy, and surgery can help manage the symptoms of […]