One of the more difficult tasks we face is when a client approaches us need life insurance and base jumping is an activity they are involved in, to any capacity. There are very, very few carriers who are willing to insure this, and compared to the risks of other hobbies, it’s considered much more dangerous. […]
Live For Thrills? Watch Out For Higher Life Insurance Premiums!
Ever think you could be disqualified for a life insurance policy because of an extracurricular activity? Unfortunately, it's possible.
However, at BestLifeRates.org, we show you how to navigate the tough terrain by showing you which companies are most likely to offer the lowest rates. Whether you scuba, sky dive, or hike the tallest mountains in the world, you may still need a little help securing top notch coverage.
To see how and why prices differ for activities such as these, you can find a full break down right here.
Among the several different hobbies and occupations which are harder to insure, flying is among them. Specifically, getting life insurance for helicopter pilots can be troublesome if you work with an agent who is unfamiliar with the risk profile. We are here to close the gap. You can get affordable coverage, and utilizing one of […]
Perhaps the most frequent question we get with regards to life insurance for pilots is the difference between recreational flying, and occupational or professional flying. However, whether it’s a hobby or job, there are actually lots of very mutual risks between them. There are actually many different factors to look at, and we’ll help you […]
We work with individuals who all love a wide range of hobbies, and we get asked many questions about life insurance for hang gliders. Gliding is a unique recreation, and tens of thousands of people glide every year in different capacities. The way it affects life insurance is relatively significant, and could potentially create larger […]
One of the potentially dangerous hobbies we have to discuss with applicants is sky diving. Life insurance for sky divers will be more expensive than those who don’t jump, but you can save yourself a lot of hassle and expense by applying to the right company. Our process embraces the risks attributed to skydiving, and our […]
Not all life insurance ratings are clear cut and dry. Life insurance for rock climbers is definitely one of those grey areas, but we can help you see through the clouds. We work with all major hobbies, and know their effect on life insurance rates. Below we talk about life insurance for all levels of mountaineers, […]
One question we get on a regular basis is why life insurance for scuba divers can be more expensive. It’s a great question, and there are several reasons why it might cost more. However, for the average diver, life insurance won’t be more expensive; the additional costs are attributed to those who do more than […]