When looking for life insurance for steel workers, construction workers, and other similar hard labor and somewhat riskier jobs, you probably want to make sure you get the best coverage at the best price. Your employer or union may provide coverage, but not always. Group life insurance is often typically offered by steelworker unions. It […]
Can Your Job Hurt Your Life Insurance?
Many people may not know how their job will affect their ability to purchase some kinds of life insurance.
The career you choose, especially if the day-to-day tasks are risky, can have a large impact on what your rates will be. We've got resources for all sorts of occupations, so you can get a better idea of what to expect, whether you dive salvage, fix power lines, mine, or otherwise.
To get a better idea of how a person's job affects rates in general terms, click here.
As a firefighter, you’re putting your life in jeopardy every time you do your job. You may enter burning buildings which are filled with deadly smoke and rescue people from dangerous situations. So, should life insurance for firefighters be more expensive and harder to get approved for? Life insurance companies don’t always rate firefighters differently than people […]
If you’re a police officer, you may wonder if you can find life insurance without being penalized for your job. Although law enforcement may be considered a high risk occupation depending on the department you work within, you should have little to no more trouble finding life insurance than a civilian. Life insurance for police […]
Life insurance for active duty military personnel is an interesting topic, and can get quite in depth. Most armed forces members take the benefits offered through service member organizations, but stop there. This could be detrimental to your family’s future. Buying life insurance is one of the most important decisions you may make in your […]
Just because your job title includes the word fisherman, you shouldn’t be automatically rated higher for life insurance. The activities you perform make a difference when it comes to obtaining life insurance, and your career is one of those main factors. That said, if you work on a boat in the ocean or perform other […]
Many people know their health may be scrutinized when they apply for life insurance, but they don’t realize their occupation will be considered, as well. Life insurance for construction workers may be more difficult to obtain than a standard policy for someone not working a hard labor career. There are different jobs on a construction […]
Do you have a high risk job? Does your employer not offer life insurance? While many people simply clock in to work and sit in a cubicle, you might spend your days on a boat in the middle of the ocean or piloting an aircraft. If your job involves any of several types of hazards […]